Wildfires damage or destroy homes and displace families for months or years.
Home Damage California Wildfires

HOME DAMAGE Wildfire home and property damage can make homes unlivable and close businesses. Where do you turn when you have no place to live and nowhere to work?

Insurance policies often don’t keep pace with rising property replacement costs.
CA Wildfires Insurance Claims

INSURANCE CLAIMS You pay your premiums on time, month after month, but when you need a claim paid, the insurance company takes its time or doesn’t pay enough to replace what you’ve lost.


When wildfires rage, the environment takes a hit and doesn’t bounce back.
Environmental Damage

ENVIRONMENTAL DAMAGE We depend on a healthy ecosystem, so our communities and families can thrive. Old-growth forests can’t be restored, and animal and plant populations aren’t easy to replace.

The Vehemence of Wildfires

A wildfire might start out small and seem suppressible, but it can spread rampantly without leaving even a moment for us to react. In 2018, multiple devastating wildfires across California have led to extensive irreparable damages to human lives along with natural and artificial structures. About 2 million acres of land has faced destruction due to these fierce fires. In terms of monetary losses, the estimates report them to be around 3 billion U.S. Dollars.

Finding the wildfire Attorney

In matters of extensive destruction of land or property and irreversible physical harm or loss of life, availing legal help is paramount. Large corporations and insurance firms take extreme remedial steps in these situations and begin to disparage the actual damages caused and combat the legal repercussions. It is essential to have a qualified, experienced and confident attorney to represent you. The right advocate will stand by your side guiding you through all the legal intricacies, loopholes and procedures until you receive the rightful compensation for your woes. Facing defense attorneys and insurance agents all by yourself is not something you want when you are dealing with physical and mental trauma.


over a billion recovered by our attorneys





Total area

1667855 acres


$2.97 billion


6 firefighters,
88 civilians

Non-fatal injuries

At least 44 total

Why Choose Us


Vic Merjinain

We hire top defense attorneys at Kalfayan Merjanian to represent our clients who have suffered personal, property and business damages in the recent wildfires. Choose a KM attorney to represent you or your business and you’ll have an attorney who understands the defense side and how to build strong cases that could bring you the compensation for your injuries and damages. They also work closely with our defense attorneys to ensure that you receive the best representation and the strongest case.

John Shaver

We also hire top plaintiff’s attorneys at Kalfayan Merjanian to represent our clients who are named in complaints. These litigators work closely with our plaintiff’s attorneys to build cases that can withstand even the toughest counterarguments. We know the opposition because we work alongside them every day. We know their cases and their arguments, so we’re prepared to defend you with strong legal strategy.


They say the best offense is a good defense. At Kalfayan Merjanian, we believe the best attorneys have the best preparation. We hire attorneys from both sides for our legal team because we understand the value of knowing cases inside and out and from all points of view. We’re not just defense attorneys. We’re not just prosecuting attorneys. We’re both. At KM, we work as team to give our clients on both sides the strongest representation possible.



Collect Evidence

The first thing to do after getting to disaster site is to assess the damage. For best results, bring a camera or a smartphone along. Pictures and videos of the immediate property condition can give you the evidence needed to demand fair insurance compensation after a wildfire. This is also the time when you should begin drafting an insurance claim journal that will feature all the vital data.

Contact the Insurance Company

It’s difficult to emphasize the importance of getting in touch with your insurance agent as soon as possible. The claims process starts once you establish that first contact. In the case of wildfire damage, insurance companies deal with thousands of claims, so calling them right away will speed your claim. When you call, an adjuster will be assigned to your case.

Remove Debris/Minimize Damage

Refrain from doing cleanup before the adjuster visits the site. The only exception is for debris or damaged structures that will pose a danger or contribute to additional property destruction. In such instances, you can perform minor cleanup. Always use a camera or video to document the original condition of the property before getting started with safety removals. The photos and videos should be available during the insurance adjuster’s visit.

Work with an Adjuster

Adjusters are responsible for documenting the loss and assessing the scope of the damage. You have to be present at the venue when the adjuster arrives to carry out an inspection. The losses will be documented thoroughly, establishing the settlement amount a homeowner will be offered. On occasions, the insurance company’s adjuster may come up with a number that’s too law. In such instances, homeowners should either consider hiring public adjusters who aren’t employed by insurance companies or getting in touch with an experienced attorney.

Assess the Scope of Work

The scope of work is a detailed plan that will give you an idea about the most important processes to complete for the purpose of restoring the property. If you don’t have the knowledge and the experience to assess the scope of work on your own, you should either visit the property site with a contractor or a public adjuster. The stages of restoration work will also be determined this way.

Find the Right Contractor

Restoring your property is all about hiring an experienced, knowledgeable team to handle all of the tasks. Finding the right contractor is going to be a challenge in the aftermath of a widespread natural disaster. Still, take your time, check references and ask for referrals before hiring anyone. Contractors who get in touch with you or rush you into a signing an agreement should make you suspicious.

Communicate with Insurer & Save Receipts

Communicate with the insurance company on a regular basis and enter all of the information in your claim journal. Keep receipts of the cleanup or hazard elimination work you have done for the purpose of communicating these costs with the insurer later on. If correspondence with the insurance company is taking place via email, save these digital logs. The level of documentation should be similar to getting ready for a lawsuit or an audit.

Get Professional Assistance

If you believe that the insurance company is postponing the provision of financial compensation or that you’re being offered an amount that’s too low, you should get in touch with an experienced attorney. A lawyer will represent your interests, negotiating with the insurance company and getting started with a lawsuit upon necessity. While some homeowners worry about the cost of legal assistance, the financial implications are going to be much more serious in the case of unfair compensation or a denied insurance claim.


Kalfayan Merjanian, LLP

One of california's top
law firms. period.

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Do I have a wildfire personal injury or property loss claim?

Whenever a link can be established between someone’s negligence and the injuries or property loss you experienced, there can be a claim. Your California wildfire attorney’s goal would be to seek evidence and expert testimonies that will result in a better understanding of the wildfire that contributed to devastation in your region and to build a strong case for you.


Do electric companies have a history of causing wildfires in California?

In 1994, PG&E was found guilty of over 730 counts of negligence in connection to a wildfire in Nevada County. The fire that destroyed 12 homes resulted from omissions in PG&E’s tree cutting program. The total fine was approximately $30 million. In 2015, the utility company was fined for its contribution in the so-called Butte Fire that destroyed 549 homes and led to two casualties. While PG&E had to pay serious fines, over 1,000 lawsuits are still pending. A fine was also imposed for the 2010 San Bruno explosion.


Why do I need an attorney if I have insurance?

Often, problems with insurance claims arise in the aftermath of California wildfires. Many homeowners are not fully insured and are unaware of the extent of the compensation they might receive. In addition, insurance companies may award unfair amounts to cut their losses. Whenever an insurance company denies a claim or offers a settlement that seems unjust, it’s wise to seek assistance from experienced California wildfire attorneys.


How much can I recover in the aftermath of a wildfire?

There is no exact formula when it comes to calculating wildfire victims’ compensation. Each case is unique and California wildfire attorneys examine multiple factors. The extent of injuries and property damage, medical bills, lost wages, pain and suffering must all be considered. Estimates might be made by reviewing similar cases, but those award amount are a guideline for potential compensation, rather than representative figures of what to expect.

The california

Wildfire Attorneys

Kalfayan Merjanian LLP

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